Good drivers who have no accidents or violations receive the most competitive rates but there are other factors that can reduce your premiums even further including:
- Driver training – If you have a young driver under age 21 insured who has completed an accredited driver-training course, you will receive a premium discount.
- College student – Young, unmarried, full-time college students who spend most of the college term away from home without the use of an auto are eligible for this discount.
- Age 55 & over – Cars driven primarily by an insured who is 55 and over receive a discount on the Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, Comprehensive and Collision premiums.
- Accident Prevention Course (IL, NY, PA, TN, VA only) – If the principal operator is age 55, you may receive an additional discount in these states if you voluntarily and successfully complete an approved Motor Vehicle Accident Prevention Course.